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I am mistakenly declared dead and I don’t know what to do. I tried to apply for a credit card, but my application was denied because of my label. I’m not sure if it’s the lender’s or the credit reporting agency’s fault, but I need the information corrected as soon as possible. I know that I should dispute, but I don’t know what this dispute letter should look like and I have no idea what documents I should attach to it. Moreover, I still don’t understand to whom I should address the letter. Can you share with me your experience and explain the process, cause it seems too difficult for me.